Roofer nailing new shingles during a roof replacement at sunset

Shingle, metal & flat re-roofing

Roof Replacement in The Villages, FL

Roof replacement, also called re-roofing, means removing the old roof down to the deck, repairing damaged decking, and installing a complete new shingle, metal or flat roof system under a building permit. NB Roofs, a locally owned State Certified Roofing Contractor (License CCC1328686), replaces roofs across The Villages and Central Florida.

  • State Certified Contractor
  • Locally Owned
  • Financing

Roof replacement assessment

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State Certified Roofing Contractor, License #CCC1328686

What we do

Roof Replacement by Roof Type

NB Roofs replaces shingle, metal and flat roofs on homes in The Villages and across Central Florida. The steps on this page apply to every roof type, and each roof type has its own page with the details that are specific to it.

  • Roofer laying new architectural shingles over underlayment

    Shingle Roof Replacement

    A new asphalt shingle roof over a repaired deck, with new underlayment, flashing and ventilation. The shingle page covers shingle types, wind installation and how long a shingle roof lasts in Florida.

    • Architectural shingle options
    • Nailing to the manufacturer's specifications
    • Help choosing a color
    Shingle roof replacement →
  • Roofer fastening new metal roof panels

    Metal Roof Replacement

    Many homeowners switch from shingles to metal at replacement time. The metal page covers standing seam and metal shingle systems, installation and lifespan.

    • Standing seam and metal shingle options
    • New underlayment, flashing and trim
    • Help choosing a panel style and color
    Metal roof installation →
  • Roofer rolling out new membrane on a flat roof

    Flat Roof Replacement

    Porches, lanais and additions with a low slope get a new membrane roof built to drain. The flat roof page covers materials, drainage and when a repair is enough.

    • Modified bitumen, TPO, PVC and EPDM
    • Wet insulation and decking replaced
    • Flashing at walls and roof transitions
    Flat roof replacement →

What a replacement assessment looks at

  • Roof covering: worn, curling, cracked or missing shingles or panels, and granule loss.
  • Deck and underlayment: soft spots, sagging and signs of water damage.
  • Flashing and ventilation: chimneys, walls, valleys, vents and attic airflow.

Paperwork for a roof replacement

Building permit
Required for a re-roof in Florida, from the city or county building department
Notice of commencement
A form the owner signs and records with the county before larger jobs start, under Florida's construction lien law
Product approval
The Florida approval number for the roofing system being installed
Inspections
Building department checks during and after the work
Wind mitigation form
An optional inspection report your insurer may use for discounts

What you get

What does a full roof replacement include?

A full roof replacement with NB Roofs includes the tear-off and disposal of the old roof, a check of the deck with damaged sections replaced, a complete new roof system, the building permit and inspections, and cleanup of the site. The estimate lists each of these before work starts.

Re-roof or roof-over?A re-roof, as used on this page, takes the old roof off. A roof-over (also called a recover) puts new roofing on top of the old layer, which hides the deck. NB Roofs tears off down to the deck on a replacement so the wood can be checked.
  • Tear-off and disposal

    The old roofing, underlayment and nails come off and are hauled away.

  • Deck check and repairs

    Soft, rotted or delaminated decking is replaced. See when roof decking needs replacing.

  • A complete new roof system

    Underlayment, drip edge, flashing, ventilation and the new roof covering. See the parts of a roof system.

  • Permit and inspections

    The building permit, and the inspections the building department requires.

  • Cleanup

    Debris is cleared and the yard and driveway are swept for nails.

Repair or replace

How do I know it is time to replace my roof?

It is usually time to replace a roof when wear or leaks are spread across the roof rather than in one spot, or when the roof has reached the end of its expected life and an insurer or inspector starts asking about it. Either one points to replacement rather than another repair.

Signs on the roof

  • Wear on most slopes, not just one area
  • Leaks in several rooms, or leaks that come back after repairs
  • A sagging roofline or soft spots in the deck
  • Storm damage across large sections of the roof

Signs from your paperwork

  • The roof is near the end of the life the manufacturer lists for it
  • A letter from your insurer asking about roof age or condition
  • A 4-point or home-sale inspection that flags the roof
  • A large repair that would trigger Florida's 25% rule on an older roof

Signs differ by roof type: see worn shingles, flat roof repair or replacement, roof leak repair and storm damage repair.

Our process

What happens during a roof replacement?

A roof replacement with NB Roofs runs in six steps, from the assessment to the final inspection. For getting the house and yard ready, see your home during a roof replacement.

  1. Assess the roof

    NB Roofs inspects the roof covering, decking, underlayment, flashing and ventilation, and explains whether repair or replacement makes sense.

  2. Estimate

    You get an estimate covering the roofing system, the scope of labor and the expected timeline before anything is scheduled.

  3. Permits and approvals

    The building permit is pulled, the notice of commencement is recorded when the job calls for one, and in The Villages any Architectural Review approval is in place first.

  4. Protect and tear off

    The crew protects landscaping and the outside of the home, then removes the old roof down to the deck.

  5. Repair the deck and install the system

    Damaged decking is replaced, then underlayment, flashing, ventilation and the new roof go on to the manufacturer's specifications and the Florida Building Code.

  6. Inspect and clean up

    The work is inspected, including the permit inspections, and the crew cleans up the site.

Roofing materials

Which roofing material should I choose for a new roof in Florida?

For most homes in The Villages, the choice for a new roof is between architectural asphalt shingles and metal, with a membrane system for any flat or low-slope section. Shingles usually cost less up front. Metal usually costs more and has a panel or standing seam look. Budget, the style of the home and community rules decide it.

Weighing shingles against metal?Our guide to metal roof vs shingles in Florida compares the two side by side, and roofing in The Villages covers the Architectural Review steps for a new material or color.
  • Architectural shingles

    Thicker, layered shingles with a dimensional look. Shingle roof replacement.

  • Metal roofing

    Standing seam panels or metal shingles, in coated finishes and many colors. Metal roof installation.

  • Flat roof systems

    Modified bitumen, TPO, PVC and EPDM for porches, additions and low-slope roofs. Flat roof replacement.

  • Not ready to replace?

    Some flat and metal roofs that are still sound can be coated instead of replaced. Roof coating.

Florida law

Does Florida's 25% roof rule mean I need a new roof?

Not always. Under the Florida Building Code, when 25% or more of a roof is repaired, replaced or recovered within 12 months, the whole roof has generally had to meet current code. Since 2022, if the roof was built or replaced under the 2007 Florida Building Code or later, only the repaired part must meet current code (Section 553.844, Florida Statutes).

How the 25% roof rule applies to Florida homes
FactorRoof built or replaced under the 2007 Florida Building Code or laterOlder roof
25% or more repairedOnly the repaired, replaced or recovered portion must meet current codeThe whole roof or roof section generally has to meet current code
What it meansA larger repair may be possible without a full replacementA large repair can turn into a full roof replacement
How to checkThe roof permit on file with your county or city building department shows when the roof was last replaced

Read our guide to the 25% roof rule for more detail, or request a roof assessment to see whether repair or replacement fits your roof.

Built for Central Florida

What does a new roof need to handle in Central Florida?

A new roof in Central Florida needs to handle hurricane season winds, strong sun and heat, and heavy summer rain. That makes the details of a roof replacement important: fastening to the manufacturer's specifications and the Florida Building Code, sealed underlayment, flashing at valleys and penetrations, and good attic ventilation.

  • Hurricane season

    The Atlantic hurricane season runs from June 1 to November 30, according to the National Hurricane Center. Correct fastening and sealed edges help a new roof stand up to storms.

  • Sun and heat

    Strong sun ages roofing materials and heats the attic. Good ventilation and lighter or reflective colors help.

  • Heavy rain

    Summer downpours test underlayment and flashing, especially in valleys and around vents, walls and chimneys.

Why NB Roofs

Why choose NB Roofs for a roof replacement?

Nieves & Baker Roofing is a locally owned roofing company with its office in Leesburg, a short drive from The Villages.

  • State Certified Roofing Contractor

    Florida license #CCC1328686, which you can look up on the Florida DBPR license search.

  • Owners in the trade since 2000

    The owners have worked in the roofing trade since 2000, and the NB Roofs office was established in 2019.

  • Local office in Leesburg

    The office at 1014 W Dixie Ave serves The Villages and six Central Florida counties.

  • Starting estimate online

    The online estimate tool on this page gives a starting figure, and the final price follows an on-site roof assessment.

  • Financing available

    Financing through Hearth can help spread out the cost of a new roof. View financing.

  • Shingle, metal and flat roofs

    NB Roofs replaces shingle, metal and flat roofs, so you can compare options with one contractor.

Cost and value

How much is a new roof in Florida?

The price of a new roof in Florida depends on the roof's size, pitch and layout, the roofing material, how many old layers come off, how much decking needs replacing, and details like flashing, vents and skylights. NB Roofs prices each roof after an on-site roof assessment.

Financing is available, the online estimate tool gives a quick starting point, and our guide to roof replacement costs in The Villages goes into each cost factor.

What affects the cost of a roof replacement?

  • Roof sizeThe total area of the roof.
  • Pitch and layoutSteep slopes, valleys and extra roof sections.
  • Roofing materialShingle, metal or a flat roof system.
  • Tear-offHow many old layers need to come off.
  • Deck repairsDamaged decking found after tear-off.
  • DetailsFlashing, ventilation, skylights and vents.
View Financing

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Questions

Roof Replacement Questions from The Villages Homeowners

  • How long does a roof replacement take?

    How long a roof replacement takes depends on the roof's size and layout, the roofing material, how much decking needs replacing once the old roof is off, the weather, and how long the permit and any Architectural Review approval take. NB Roofs gives you the expected timeline with the estimate, before work is scheduled.

  • Do I need a permit to replace my roof in Florida?

    Yes. Replacing a roof in Florida requires a building permit from your city or county building department, and the work is inspected under the Florida Building Code. The permit record also shows future buyers and insurers when the roof was replaced.

  • Do I need approval to replace my roof in The Villages?

    A roof replacement in The Villages may need review, especially if you change the material or color, because the Architectural Review Committee reviews exterior changes to homes. Check your district's Architectural Review Manual or contact Community Standards before you choose a new roof.

  • What is a 4-point inspection, and why does it ask about my roof?

    A 4-point inspection is a report many Florida insurers ask for on older homes. It covers the roof, electrical, plumbing and heating and cooling. The roof section records the roof type, its age and condition, so a roof near the end of its life can lead an insurer to ask for a replacement.

  • Can I finance a roof replacement?

    Yes. NB Roofs offers financing through Hearth to help spread out the cost of a roof replacement. You can go over financing with the estimate, or call (352) 269-2157 with questions.

  • Who replaces roofs in The Villages, FL?

    Nieves & Baker Roofing (NB Roofs) replaces shingle, metal and flat roofs in The Villages, FL and across Sumter, Lake, Marion, Citrus, Hernando and Levy counties. NB Roofs is a locally owned State Certified Roofing Contractor (License #CCC1328686). Call (352) 269-2157 to schedule a roof assessment.

Information on this page is provided by Nieves & Baker Roofing, LLC, State Certified Roofing Contractor, License #CCC1328686. Last updated:

Ready when you are

Talk with the NB Roofs Office

Call the us at (352) 269-2157, Monday to Friday from 8 am to 5 pm, or request a roof assessment online and the office will reach out to set a time.